Will My Bad Credit Keep Me from a Pharmaceuticals Career?

You’ve very likely heard the horror stories informing you that having bad credit can ruin your chances of obtaining your dream career. It's a commonly asked question, and people often wonder whether or not poor credit will affect your chances at becoming a pharmaceutical sales representative. While no one can say for sure that your actual credit score will affect your opportunities, it is safe to say that having poor credit can affect you in some way no matter what career you’re embarking upon.

It's very common practice in today for potential employers to review the credit ratings of potential employees. For this reason, more potential employees are becoming increasingly concerned about the current credit score. Unfortunately, many potential pharmaceutical sales reps are just coming out of college have debt the form of student loans and many of them have fallen victim to credit card debt. Because of this, many potential pharmaceutical sales representatives are panic-stricken when it comes to the idea that their credit rating might affect their ability to land that dream job.

The answers you will receive concerning the subject vary greatly. Some people claim that having poor credit will ruin your chances of becoming a pharmaceutical sales rep and others will say that having poor credit means nothing. However, many pharmaceutical sales recruiters will admit that a review of the credit rating can give a certain amount of perspective and an idea of what an employee will be like in terms of responsibility. In other words, recruiters can use your credit report as a kind of barometer to measure how you handle money, which can translate into how you will handle yourself in the field.

You should not allow your current credit rating to prevent you from embarking on a pharmaceutical sales career. Even if your credit rating is not perfect, as long as you're not suffering bankruptcy or have any tax liens against your credit report, your chances of becoming a pharmaceutical shows rep should not be affected. If you're fearful that you're credit rating is going to hurt your chances, you might consider taking the "honesty is the best policy" approach to your interview process.

Remember, your credit score is just a number (granted, a very important number), but just a number. It should not affect your ability to obtain a successful position as a pharmaceutical sales representative and embark on a career you've always dreamed of.